Built for Nigeria,
By Design.
ARATEC was born from a simple frustration: paying for utilities in Nigeria was unnecessarily hard. We built the platform we always wished existed.
Too Many Apps,
Too Much Friction.
For too long, Nigerians have navigated a fragmented utility payments landscape — a separate app for airtime, a different portal for electricity, queues at cable TV stations, and bank branches for exam cards.
Every payment meant a different account, a different interface, and another chance for a failed transaction. The cost wasn't just money — it was time, energy, and trust eroded with every spinning loader.
One Platform.
Every Payment.
ARATEC consolidates every essential utility payment into a single, fast, and reliable platform. One login, one interface, one trusted partner for everything from airtime to exam cards.
We obsess over reliability so you don't have to. When you initiate a payment on ARATEC, it goes through — every time, in seconds.
"To give every Nigerian instant, reliable, and secure access to the utility payments that power daily life."
What We Offer
Right Now.
Airtime Purchase
Data Purchase
Prepaid Electricity
Postpaid Bills
DSTV Subscription
GOTV Subscription
WAEC Cards
JAMB Cards
More services coming in Phase 2 — savings, bill splitting & business payments
Enterprise Grade,
From Day One.
Speed
Every transaction is processed in under 5 seconds — no queues, no waiting, no refresh-and-pray.
Security
Bank-grade TLS encryption, multi-layer fraud detection, and real-time transaction monitoring on every payment.
Reach
Covering all major Nigerian networks, all DisCos, DSTV, GOtv, WAEC, and JAMB — with more services coming.
Ready to start?